Sunday, May 11, 2008

Understanding The Bayne Street Concept

Bayne Street is structured to "piggy back" income and activity. We have investigated and researched thousands of online income opportunities, programs and services. Plus, this is an ongoing process. The reason: New income concepts come online all the time and many are Internet junk programs.

Such income programs are not suited for Bayne Street or anyone else. All income programs at Bayne Street are there because they allow mass participation and they have a track record of reliability. The more community-based programs like Bayne Street, grow and proliferate, the more program innovators will respond by developing more suitable and reliable income opportunities and services.

In this post, I will also briefly discuss:

1. Bayne Street Basics
2. A Computer For Every Family
3. More About The Bayne Street Project
4. How Does The Bayne Street Project Accomplish Its Objectives


Bayne Street Basics

The underlying foundation of Bayne Street is our grocery service. This service will save families up to $25.00 a week off their grocery bill. It is these savings that support and sustain everything else. Returning up to $100.00 a month or more back to families will pay for the computer on a time payment plan, unlimited Internet access, buy essential household items and keep fuel in the car, van or truck.

All our current programs and services are free to join and supplemental income is built into the Bayne Street model. Programs are packaged to work as a unit, not individually. That's why it is important that participants enroll in all the programs. The $10.00 a month for GDI can also come from the grocery service. GDI (Global Domains, Inc.) is there because the Internet; itself, is one of the largest single markets in the world.

In addition, it has not reached it's full potential. There are thousands of churches, clubs, organizations, businesses, professionals and ordinary citizens that want or need their own website/s. The income earned from this aspect of GDI can be huge. Plus, if anyone desires to develop his/her own Bayne Street type project or model, he/she will need a blog or website. This does not include all the dotcoms that can be switched or become affiliated with dotws.

The more people that become capable of surviving with Internet-based income opportunities, services and programs, the more pressure it takes off traditional job markets and society in general. This is why every family needs their own home computer system complete with a printer to print forms and documents and unlimited Internet access.


A Computer For Every Family

Having an online home computer system puts the power of advanced technology in the hands of ordinary citizens. Why is this important today? Answer: The rising cost of fuel. An online in-home computer system allows anyone to communicate more cost effectively, access information, self help sources, educational resources and take advantage of supplemental income opportunities on the Internet. When it comes to communication, information access, resources and fund raising, the same is true for schools, churches, clubs or any organized group of people.

More About The Bayne Street Project

Contrary to popular belief, people in America on government income programs do not pay income taxes. Working people pay taxes and must carry the economic burden, in the form of taxation for those that can not work. The rising cost of living is impacting these families ability to have discretionary income.
That's why our primary focus is supplemental income or income strategies for working families.

It is because of the changing nature of socio-economic realities confronting working families, not only in Orangeburg, South Carolina, but all over America, that Lorraine Primrose decided to organize a group of people to bring families, computers, the Internet and Internet-based income opportunities, services and programs together.

The group organized itself as The Bayne Street Project Ad Hoc Committee to save time, operational expenses and to provide a format for concerned citizens in any state or community to structure themselves to achieve specific and well defined objectives.

How Does The Bayne Street Project Accomplish Its Objectives

Originally, Bayne Street operated block by block, house to house, door to door, neighborhood to neighborhood and person to person in Orangeburg. The reason, so no individual or family is missed. We still do because this is the most effective way to meet and know the needs of people.

However, because of the enormity and size of the project and credit related problems, we had to modify our approach to include and contact churches, clubs, organizations, civic groups, sororities, fraternities, lodges, celebrities, radio and television personalities, professional athletes, major corporations and foundations all over America.




Tuesday, March 25, 2008

How To Evaluate An Online Opportunity

The vast majority of Bayne Street participants will be new to computers and online opportunities. In future post we will inform you of what you know need to know about your computer. In this post, we will discuss how to evaluate online opportunities; and there are hundreds, perhaps thousands of online opportunities.

However, the vast majority will never be listed at Bayne Street. The reason: Our opportunities and programs must have genuine income, savings, products and services for the vast majority. As a Bayne Street participant, you are free to choose whatever appeals to you.

Our basic interest is to make sure we inform you about the pitfalls that exist with many online opportunities and income programs. We do not want any participant to become a victim of opportunities or programs whose only real goal is to separate you from your money. In this post we will also discuss:

1. High Quality, High Prices & Difficult To Sell
2. What To Look For In An Opportunity
3. Identifying CABs (Crash and Burns)
4. Ponzi, Modified Ponzi, HYIPs, Pyramids & Other Money Scams
5. How To Identify A Bayne Street Type Program
6. Why Bayne Street Type Ad Hoc Committees Are Needed


High Quality, High Prices & Difficult To Sell

Many companies offer unique or high quality products that are not found in retail chains or outlets. However, quality cost and many times; even though these products have exceptional quality, the vast majority of people you know may not be able to afford them. Therefore, don't settle for high price items that are difficult to sell.

If you must market one of these great products; because of the value and potential income, make your life easy and the lives of people you know, find a product that sells itself - based on price and quality. You will have no problem with Bayne Street's programs. You have genuine savings and genuine opportunity to offer your family, neighbors and people you know.


What To Look For In An Online Opportunity

Find programs that will not force you to pay money for "Training Kits", "Training Seminars" or force you to take advantage of products or services that you do not need or want.
Helping you learn the business should be the priority of any organization or company whose products or services you decide to represent and/or market.

Do some research on the people "at the top" of the organization or company you are interested in.
Ask for references and see if the people running the show are honest in their dealings. A company is only as good as it's management. The same applies for it's integrity. Every company or individual should have his/her priorities in order:
(
1). GOD
(2). Family
(3). Job
(4). Your Network Marketing Business, Program or Service

Any company that teaches or advocates otherwise has its priorities wrong and will eventually wind up in Chapter 11 or worse. Be wary of companies that are always trying to sell you something or creating program concepts just to sell them to you. Watch out for companies that entice you into upgrading by gimmicks and overstating your actual growth.

Leave companies that claim they have been hacked. 99.99% of the time this is not true, and it is an indication the company is in serious financial trouble. Scrutinize opportunities that claim they can make you millions if you give them money. If these companies could make millions, why would they need your money? Do not send money, or give your vital information to online companies that do not have a legitimate and viable product or service.


Identifying CABs (Crash and Burns)

CABs (Crash and Burns) are income opportunities and programs that are not designed or developed to last. Their primary role is to make as much money as possible for their developers before closing. CABs will take you for a fast ride to nowhere. 99% of all CABs are money oriented without a viable product or service.

Many CABs claim you do not have to do anything but sit back and rake in money. Be leary of programs that claim they can make you rich without selling, sponsoring, recruiting or learning about their product or service. Be wary of any company that insist you do not use your referral or affiliate link. Look out for companies that insist you mask your link information or use redirected linking tactics. Stay away from companies that encourage you to misrepresent your product, information or service. The vast majority of the time, you are looking at a CAB.


Ponzi, Modified Ponzi, HYIPs,
Pyramids & Other Money Scams

A Ponzi scheme usually offers abnormally high short-term returns in order to entice new investors. The high returns that a Ponzi scheme advertises (and pays) require an ever-increasing flow of money from investors in order to keep the scheme going.

The system is doomed to collapse because there is little or no underlying earnings from the money received by the promoter. The scheme is named after Charles Ponzi, who became notorious for using the technique after emigrating from Italy to the United States in 1903.

Ponzi was not the first to invent such a scheme, but his operation took in so much money that it was the first to become known throughout the United States. Today's schemes are often considerably more sophisticated than Ponzi's. However, the underlying principle behind every Ponzi scheme is to exploit greed, something for nothing thinking and getting huge rewards for doing little or nothing.

Modified Ponzi Schemes

Modified Ponzi schemes are opportunities that are carefully worded and presented as legitimate income opportunities. Many times you can identify them by their emphasis on income without any effort, training, knowledge or skill. Products or services are rarely mentioned because there are no viable products or services. You earn income simply by purchasing a place in a leg or a line of people. You become enriched or earn income from those coming in after you.

High Yield Investment Programs

A High Yield Investment Program (HYIP) is a type of scam that is prevalent on the Internet. At one time, it was used to refer to an investment program which offered a high return on investment. The term "HYIP" was abused by scam operators to camouflage their scams as legitimate investments. Due to this overuse by scammers, HYIP has become synonymous with Ponzi schemes because payouts are made from income generated by new enrollees.

Pyramid Schemes

A Pyramid Scheme is a form of fraud similar in some ways to a Ponzi scheme, because it also relies on a disbelief in financial reality, including the hope of getting something for nothing or from very little or no effort. In a pyramid scheme, those who recruit additional participants benefit directly (in fact, failure to recruit typically means no income). People are simply recruited in a chain like the "Chain Letters" that dominated "Direct Mail". Money is sent to people on a list and there is no viable product or service to offer new recruits other than a spot in the chain.

Other Money Scams Online

The types and kinds of online money scams are virtually endless because new ones arise almost daily. All money scams; no exception to this rule, do not offer a legitimate or viable product or service. Remember this "Rule of Thumb": No product, No service, No genuine opportunity.

How To Identify Bayne Street Type Programs

All Bayne Street programs have legitimate products and services. This is the only way to have stable earnings and/or savings. Bayne type programs can have mass participation because income and/or savings do not require sponsoring or recruiting to earn income or realize a savings. Additional earnings can be realized by offering advantages to others. This is left entirely up to the individual.


Why Bayne Street
Type Ad Hoc Committees Are Needed


Local groups like Bayne Street are needed because economic parameters have changed. More and more factories are being built in countries were cheap labor is plentiful, taxation minimal and oversight and governmental regulations are negotiable.

Therefore, community-based sources of income are rapidly decreasing. Consequently, the only method and/or means for individuals to increase their income is online. Committees like Bayne Street, will help thousands take advantage of these legitimate online opportunities and programs.

Additional Information and Support

Online Safety
Finding The Right People
A Success Outline That Has Never Failed
Your Mind-set, The Key To Success Or Failure






Wednesday, March 19, 2008

Online Safety

Being online in today's world can be exhilirating or challenging. In this post we will address the challenging aspects of being online to increase income, take advantage of money saving programs and/or a combination of both. When you visit your paid to read email sites, you will see many income programs.

All are legitimate, but the vast majority are not beneficial for you unless you have a hefty advertising budget. Since the vast majority of Bayne Street participants will be new to online programs and services, it is necessary and vital that you become aware of scams, tricks and gimmicks.

Madame Chair (Lorraine Primrose) is going to do everything she can to help you earn money safely online. Scam prevention and report services are listed in the navigation section of this blog. In this blog we will also address:

1. Online Income Opportunities
2. Surveys and Offers
3. Types of Banking Fraud
4. Spyware & Viruses

Online Income Opportunities

According to industry sources, in 2007, online marketers collectively spent over 40 billion dollars on advertising, yet they collectively earned only 22 billion. It doesn't take a genius to figure out that the overwhelming majority of online marketers are losing money, not earning money. Don't join the losers. Examine testimonials about Internet opportunities closely because many are bogus. Most of the income printouts you will see are probably fake.

Think about this. If you had a program that was earning you 1 million dollars a year, how much would you sell it for? You are right? 5 to 10 times that. The reason: If you did not sell the concept, it would still make you another million next year..and you definitely would not be selling it for $34.95 or $79.95 or any other ridiculously low dollar amount.

Bayne Street does not list many good online opportunities simply because they do not have mass appeal, can not help the vast majority, they are cost intensive, require great skill, knowledge or expertise or you may spend more money than you actually earn.

A general "Rule of Thumb" is: If the opportunity has a low or no initial dollar amount, it's going to cost you a major investment in time, effort, commitment and money to be successful with it. If the opportunity has a high dollar amount, the company will generally provide you with everything you need to get started and succeed.

The scam is: A high dollar amount and you get nothing or very little in return or a low dollar amount and the product and/or service is virtually worthless. Many times these realities are interchangable depending on the nature of the scam. Remember this when you are looking at income opportunities.


Surveys & Offers

In addition to income opportunities, you are going to encounter surveys of every kind and sort, the vast majority of which are cleverly disguised advertisements and offers. These offers can be very enticing. Understand, many of these offers come with a monthly price tag. In many cases, your monthly payout may be far greater than the money you earned initially.

Therefore, only take advantage of offers you can actually use to improve your health, lifestyle, increase your income, save more money or for any beneficial purpose. Do not participate in any survey that forces you to buy a product or take advantage of a service or offer. These are not real surveys. They are advertising tricks and gimmicks to get your email address, home address, telephone number or to get you to buy a product or use a service.

Only take online surveys that are genuine. Madame Chair (Lorraine Primrose) is constantly researching programs and opportunities that will be beneficial for the vast majority. If or when they are discovered, they will be added to the signup page. Currently, we have not found a credible survey that does not involve the sale of a product or service.


Types of Internet Banking Fraud

Nothing’s easier than online banking. While it’s more secure than ever before, you still have to keep an eye out for scams and internet fraud. Unfortunately, there are people using the Internet whose only purpose is to get their hands on your money by any means necessary. That's why we recommend and encourage every Bayne Street participant to take advantage of Free Card Matrix. FCM allows you to shop online, protect your bank accounts and earn money at the same time.

Phishing Scams

Chances are excellent that you have heard about identity theft on the evening news or seen stories about it in your local newspaper. Phishing scams or “spoofing scams” are not only very common, they’re probably the easiest way thieves get their hands on your personal information. Why? Because YOU give it to them.

In phishing scams, unscrupulous individuals mass email every address they can find with information that looks like it comes from your bank. The would be thieves, then ask you to update your profile (personal account number, passwords, social security numbers, mom’s maiden name, birthday, etc.). It may takes months before you realize, you gave all your personal information to an Internet scammer.


You probably think this wouldn’t happen to you. It’s not always easy to spot an internet banking fraud scam. In some cases, good phishing scams can be really hard to discern from the real thing. There may be a graphic or logo from your bank on the email, or the website they link you to is so real looking, even you could be fooled. By the time they’re through, they have all the information needed to break into your account and open credit cards in your name, etc.


Protecting Yourself From Phishing Scams

Bank of America has the award-winning SiteKeyTM tool, which shows you an image (chosen by you in advance), then asks you to enter another password before you get access to your account. If you are a Bank of America customer, it’s easy to tell if you’re on a bogus site.


If your bank doesn’t offer this kind of protection, just remember, no legitimate bank would send an email asking you to update your personal information. So if you get one, you know it’s one of those phishing scams. Forward it to your bank or the Federal Trade Commission (FTC).


Spyware and Viruses

Spyware and viruses are programs that are loaded on your computer without your knowledge (usually by clicking on pop-up ads). Sometimes they destroy information on your computer. Other times, they bombard you with ads.

Then there’s the spyware that is disguised as a real application. This type spyware collects all your private information.
While it’s not exactly like a phishing scam, this kind of internet fraud puts the same secret information into the hands of thieves.

A "Trojan Horse" is another method used by internet scammers to get their hands on your account. More often than not, these program applications are disguised as or embedded within harmless looking software (computer clock setting programs, weather alerts, etc.). Just remember, these programs are also designed to get access to your private information.

Some spyware can also come in the form of a stand-alone program like a game or a screensaver.
To help protect your vital informaion and your computer, get good anti-virus protection, anti-spywear and a firewall for your home computer.

Additional Information and Support

Finding The Right People
A Success Outline That Has Never Failed
Your Mind-set, The Key To Success Or Failure


In our next post we will show you how to evaluate an Internet based opportunity.

Saturday, February 2, 2008

Finding The Right People

When it comes to Ad Hoc Committees, there is no such reality or question as to who are the RIGHT PEOPLE. The RIGHT PEOPLE are the ones that DO, and the WRONG PEOPLE are the ones that DO NOT. The RIGHT PEOPLE will help you or aid your personal or Committee's growth and development.

The WRONG PEOPLE can not, will not and DO NOT. However, finding the RIGHT PEOPLE is not an easy task. If it were, we would all be living in paradise on earth for real. In this blog post, we will discuss:

1. What Have Done By Forming An Ad Hoc Committee
2. How To Get Community Participation
3. Bayne Street's First Prototype Flyer


What Have You Done?

When you form an Ad Hoc Committee, you have automatically created a community action team. Depending on how you choose to use your Committee, you can accomplish a variety of different objectives. If you choose supplemental income; like we have done at Bayne Street, then, your activities should be designed to increase your earning capacity without interferring with Committee member's current source of income. By using your Committee to find supplemental income sources, your entire neighborhood can benefit. Participating members can increase their family's income without leaving their present occupations, and in some cases without leaving home.

Surely, you must know people in your family or community that are tired of being in debt, need additional income, want to have a better lifestyle for themselves and their families or find ways to cope with the rising cost of fuel and other necessities? Your Ad Hoc Committee can help these people. An Ad Hoc Committee can work with anyone that has a sincere and honest desire to improve a specific condition.

Using an Ad Hoc Committee to initiate a neighborhood or supplemental income project that will help your neighbors and community is different from any other format or concept you have been exposed to. Not only is this concept duplicatable,
it can plug-in into other neighborhoods, community organizations, businesses, churches and anything else your Committee decides to investigate, improve or join as a single unit.
  • Your objective is to help like-minded others that need additional income plug into the system you have developed or solve community problems you have discovered.
  • Your workable method is opening your mouth and talking to people that have a similar interest or the same mind-set.
  • Your simple strategy is sharing information with as many like-minded others in your community as possible.
  • Your purpose for engaging in this activity is to solve a persistent community problem, achieve a specific objective or whatever else you decide by building a team of committed like-minded others. This program format helps you and it helps others.
By assembling an Ad Hoc Committee, you are developing a Collective Enterprise; which is the fastest and the most cost effective method by which human beings can succeed in worthwhile endeavors in the shortest possible period of time.

Any
Collective Enterprise is a group of like-minded people working together for a common cause, to reach a common goal, improve a specific condition or change a situation for the better. The entire universe is essentially a Collective Enterprise. This planet we live on, nature, the vast majority of the people in any nation, state, or province have formed all kinds of Collective Enterprises.

From governments to scouting, and everything you can think of in between as well as our bodies are essentially Collective Enterprises. A Collective Enterprise increases its efficiency, proficiency and potentcy when it's organized, properly managed, directed and focused. An organized Collective Enterprise always works better and is more productive than individual effort.

The bottom line is Collective Enterprises work and it will work for your Ad Hoc Committee.
All you have to do is invite like-minded people to participate. The only people you want to invite to your meetings are people that have expressed an interest in achieving similar goals and objectives. If you can open your mouth and talk, and put forth persistent and determined effort, your Committee will grow and succeed. The more like-minded people you talk to or people that need or want to improve their individual or collective circumstances or condition the faster you grow.


How To Get Community Participation

The absolute best way to get community participation and increase the size of your Committee is by talking to people in your neighborhood. In the event, you live in a community or neighborhood where people or isolated in enclaves to themselves, then a simple flyer will do. It is also best to name your Ad Hoc Committee after the street you live on or the subdivision you live in. This creates instant recognition and commonality.

Your flyer can be simple or sophisticated. However, the simpler, the better. Your flyer must state your purpose for being and how community residents can benefit by participating. Use the following as an example or develop your own.


Bayne Street's First Prototype Community Flyer



The Bayne Street Project
Ad Hoc Committee


With the cost of fuel & food rising,
we want to help ourselves and our neighbors
meet these new economic challenges.


Our objective is to help every family in our community
increase their income from $100.00 to $500.00 a month
or save $100.00 a month or a combination of both.


If you have a computer or access to a computer and want to join us in this project,

Call Lorraine Primrose At:

803-928-2681

Or George Sistrunk At:
803-534-6727

If These Numbers Are Busy...Call Our 24/7 Answering Service
1-800-331-1274 Extension 39125

Leave your name, phone number and best time to call.
Someone from the Bayne Street Committee will contact you.


Thank You.


When you develop your Ad Hoc Committee, understand there is absolutely no selling, arm twisting, misrepresentation of facts or enticement. You and your Committee members must conduct yourselves with integrity and honesty. This is essential for your credibility and the credibility of your Committee. You want your Committee to succeed, because success means duplication and expansion. Failure is not an option.

It is vitally important that the means, methods, programs and/or companies you use to increase income are based in your country. This is important for legality. You want your actions and activities to comply and conform to the spirit and the letter of the law. It is also important that you choose worthwhile and attainable goals if you are involved in a community improvement project.

If you follow these simple precepts, concepts, principles and procedures, you will have a prosperous group and your neighbors will thank you for it. When it comes to Bayne Street, the RIGHT PEOPLE are those individual families that want to increase their income or save more money to cope with rising living expenses. It is for this purpose (Ad Hoc) that we began to organize ourselves.

Additional Information and Support

Online Safety
A Success Outline That Has Never Failed
How To Evaluate An Online Opportunity


A Success Outline That Has Never Failed

Many well known motivational speakers, authors, and soothsayers from around the globe are very fond of saying, "Success comes to those that are prepared to meet it." NOT SO!! Success only comes to those who have done what is necessary to have it and paid the price to get it.

And...Success can only come when all the parameters, circumstances, and factors have aligned themselves in accordance with achieving your particular goal or quest.
This might sound harsh and unfair, but, unfortunately, that's how it works. Let's go through the outline and you'll come to understand what we mean. And...while we are at it, we might as well, expose and destroy all the other myths surrounding personal, or corporate success, or achievement. In this blog post, you will learn the importance of:

1. Defining What You Mean By Success
2. Determining The Price You Must Pay For Success
3. The Common Law Of Business Balance
4. Determining What You Are Willing To Do
5. Asessing Your Strengths & Weaknesses
6. Developing An Action Plan & Implementing Your Plan
7. Identifying Objectives
8. Managing & Completing Objectives

I: Define What You Mean By Success

This is the Definition Step: Basically, what you are doing at this step is firmly and finally deciding and defining your goal or quest. What do you want to accomplish and; in our case, how much monthly income do you need? This should be a specific dollar amount, for Bayne Street, it's $500.00 a month. Clearly and specifically defining your goal or meaning of success is crucial to whatever you want to accomplish. This is one of the few steps that sooner or later, everyone that succeeds at something gets right.

Your definition of success might be different from Ed's, and Ed's is probably different from George's. Your definition is what success means to you...and this is a good thing. You might not need to live in a mansion, or earn a million a month to be happy with yourself.

Since we are only concerned with increasing income or saving money, we will limit further discussion to these specific topics. Increasing a family's income and improving their lifestyle are attainable and realistic goals. Defining clearly and specifically what you mean by more income is a major break through. More income to you might be $3,000.00 a month. For Lorraine, more income might mean a "Luxury SUV", for John, more income might be a new 5,000 square foot home.

What is your definition of more income? Or..How much more money do you need to earn per month to offset the rising cost of fuel, food, utilities and the cost of living? As stated previously, our goal at Bayne Street Business Development Ad Hoc Committee is to increase the income of participating families by a minimum $500.00 a month; either by saving them money or increasing their income.

In addition to the goals and/or objectives of your Ad Hoc Committee, you can have your own personal goal/s. Think about this long and hard. Be very specific, then write it down. There is a reason for this: Unless you can state clearly and specifically how much money you need, or what your income goal is, you will never achievement it. Why? Unless you and your Committee know where you are going, you will never get there.

Writing and/or typing your goal on paper, or your computer screen helps clarify your thinking, focus your energies, and helps you formulate a comprehensive vision of....

1. What you have to do..
2. When you have to do it...
3. How it must be done...
4. Where it must be done...
5. Who to contact to start getting it done...
6. Why it must be...and...
7. Now is the time to start getting it done....

When you achieve one goal, you can always set a new one. Living a life of setting and achieving goals is a very productive way to live.


II: Determine The Price You Must Pay

This is the Payment Step: Motivational and self-help material rarely ever mention this important step. The reason: This is purely a personal matter that has little or no mass appeal. No one really wants to hear about paying a "nasty", "ugly", price for his/her success. Just like the vast majority of overweight people don't want to pay the personal price to lose weight, the vast majority of people that want or need additional income, don't like paying the price to get it.

Until you and your Committee can come to terms with the inherent cost of reaching your goal/s, your goal can not be reached. You and/or your Committee are the only people that will know the price, because it's your price, and you are the only people that can pay it and must pay it; either individually or collectively.

The amount of sacrifice, what is sacrificed in terms of personal assets and resources, and sometimes who is sacrificed, (literally and figuratively) how often you make that sacrifice, the time allocations for reading, studying, investigating, experimenting, preparing, growing, developing, practicing-rehearsing-practicing, and delaying your satisfaction and gratification are just a few elements involved in the price you will pay.

What's even worse, every goal has a different price. If you can not or will not pay the necessary price for your achievement, then you absoulutely and positively can not have it. However, there is always the possibility that luck, fate, or good fortune will send a favor or two your way. Afterall, this is the primary method by which dysfunctional thinkers acquire wealth, and it is the only way, by which, they can stumble upon a fortune. Lottery and sweepstakes winners can attest to this fact.

The "so-called" role of luck, fate, or good fortune covers everything from games of chance, to meeting the right person, or being in the right place at the right time. Even though these happenstances have their role to play in life, they are unreliable as a means to prosperity for the overwhelming majority. When it comes to achievement of any kind or increasing your income, they have no role to play at all. No one will ever know the price you really paid for your achievement, not even those closest to you.

The Common Law of Business Balance
prohibits getting something for nothing. Paying a little and getting a lot, and doing a little, and receiving huge rewards. Embodied in the law is the reality that you must pay for what you want. Genuine success, requires a genuine price. This is why it is not wise to be envious of another's success. Unless he/she is born or marry into great wealth or tremendous success, you will have no idea what price was really paid, or the circumstances that were involved in achieving it.

This is why it is critical to find an occupation, profession, career or an income program or opportunity that you will enjoy doing. As you progress toward your goal, the price you are paying will not seem like a price at all. In fact, you wake up every morning looking forward to the process. Whenever reaching a goal becomes toil and drudgery, achievement is either non-existent, substandard or marginal at best.

Don't ever participate in an income opportunity just for money. Find something about what you are doing that brings you joy, happiness, or a feeling of fullfilment or accomplishment. Otherwise, your ability to succeed at it will be slim and none.

This brings us back to you and your Committee. What is the price you are willing to pay to reach your goal/s? Think about this as deeply and profoundly as you possibly can. Your final decision will determine whether you succeed or fail.


III: Determine What You Are Willing To Do

This is the Reality Step: This is another area rarely covered by motivational professionals or success gurus. It is not profitable to tell the teeming masses that there are many things they can not have or will never succeed at, regardless of how motivated, enthusiastic, positive, persistent and determined they are to have it. Before you decide upon what you are willing to do, first determine, whether or not the goal you want to reach is attainable or right for you.

A positive mental attitude can be dangerous and unhealthy if it is not firmly rooted in actuality and reality. You can be as positive as like about jumping out of a plane at 15,000 feet without a parachute. You can do it, but you won't live to tell about it.

For example: If you are a male or female, that is 4' 2" tall and weigh 80 pounds, chances are excellent you won't be playing basketball for the L.A. Lakers, football for the Dallas Cowboys, baseball for the New York Yankees or be considered for any other high profile professional sports team.

The price you are willing to pay, and what you are willing to do to accomplish this goal become irrelevant considerations. It is simply not going to happen in your lifetime. On the other hand, if you pinned your hopes and aspirations on riding the winning horse in the Belmont Stakes or the Kentucky Derby, you might have a better than average chance of making this dream a reality because of your height, weight and size.

The same holds true for income opportunities. Marvin's goal is an online business that generates $70,000.00 a month. He wants to accomplish this feat in 90 days or less. Is this goal attainable or realistic for him? Presently, Marvin can't afford to invest heavily in advertising, or afford to find others that are also willing to invest heavily in advertising. He can not even afford to go offline and bring people online. At this point in his planning, Marvin's goal is not realistic or attainable, regardless of what he is willing to do or how badly he wants to achieve it.

Setting and achieving goals require a heavy dose of reality. This heavy reality dose will always have a positive impact on your life and your plans for personal achievement. The diminutive male or female in our first example, could realize his/her dream as professional athletes in an entirely different sport. If Marvin paced his growth and expanded his business ventures over an extended period his goal becomes more realistic and more attainable.

In order to establish realistic and attainable financial goals, give yourself a heavy dose of reality. This will always improve your thinking and planning. Now that you know setting attainable goals based on actuality and reality is an important step in your fiancial success program, what are you and your Committee willing to do to achieve your goal/s?


IV: Assess Your Strengths & Weaknesses

This is the Personal & Group Assessment Step: Know your strengths and weaknesses. Know who you are and what you are. Know the talents, personal assets, abilities and capabilities of yourself and members of your Committee. The more you know about yourself and participating members, the easier it becomes to select programs and/or opportunities that are right for you, individually and/or collectively. Whatever you select should cater to your strengths and not your weaknesses.

For example: If you or members of your Committee are not good at demonstrating products, don't select an income program that requires in-home product demonstrations. If you or other members of your Committee are mechanically inclined, an opportunity of this type might be perfect for you. If you are good conversationalist, then programs that require people skills would be a good choice.

If you and/or your Committee members don't know very many people, and prefer to live your life in isolation or relative seclusion, then changes must be made, or all of you need to focus more on legitimate Internet based income programs, or select a different community based structure that suits your lifestyle preference.

Income programs that do not require frequent personal contact might be much better for you, than those that do. Regardless of what program/s you and your Committee choose, you want to be comfortable with what you are doing. Knowing what you and everyone else can do well or can not do at all are very important considerations. The bottom line is find income and/or savings programs that are best suited for you and your Committee, the way you are right now.


Since knowing yourself and your Committee are important to reaching your goals, what are your strengths and weaknesses? What abilities, capabilities or talents that currently exist within your Committe will help you reach your goal/s? What liabilities can hinder you?


V: Develop An Action Plan & Implement Your Plan

This is the Planning & Implementation Step: The reason why this step is called "Planning & Implementation" is because: "There is no need spending time, energy, and/or resources developing plans if they are not going to be implemented". To reach your income goal, you must implement your plan. Even a bad plan is better than no plan at all. The reason: Plans can be adjusted, modified or changed when and if needed. Besides, any human endeavor proceeds much better with a plan than without one.

In this section we are going to help you outline key aspects of your action plan, but before we do, let's review and recap what you have accomplished so far. By now, you should have a clear understanding of your particular mind-set.

You should know whether you are an "Empirical Thinker" or a "Dysfunctional Thinker". If you are an "Empirical Thinker", you will proceed through these steps with little or no difficulty, come to your own conclusions, do your own investigations, make your own plans, and go on to develop or participate in income programs that will earn the monthly income you need with little or no additional help or support.

If you are a Dysfunctional Thinker, you can change your mind-set at anytime. Go back to the Life Science section in our previous post and review the characteristics of an Empirical Thinker. Begin adding these characteristics to your life. Otherwise, you might not be able to overcome doubts, inhibitions, and fears. Many of you are probably still not sure of who you are, what you are, or where you are going.

Even though you are participating in an Ad Hoc Committee, and have access to this blog, you might not be sure what to do. You might still lack confidence in your choices, our methods, and inwardly, you might long for a program that will get you rich quick with little or no real effort on your part. If this is you, the only way to help you is to build your confidence as you proceed through these outline steps. Your confidence should be growing because of the positive steps you have already taken. You have already:

1. Joined or formed an Ad Hoc Committee.
2. Decided on an income goal for people in your community.
4. Decided on a price you are willing to pay to reach that goal/s.
5. Decided on what you are willing to do to achieve your goal/s.
6. Assessed your strengths and weaknesses and/or of your Committee members.

You might not realize it; but, these are all major accomplishments from where you were. You are now at a critical point in your Committee's and your personal development. If you and your Committee can not find the courage to act on what you have collectively decided for yourselves and others, have confidence in yourselves, believe in yourselves, and your collective ablilities to reach your income goal/s, then your goal/s; whatever they may be can not be reached.

Developing and implementing plans is not as difficult as you think. All planning follows the same basic outline and have the same basic elements.

1. The first thing you want to do is give your project a name. (This will help you stay focused on what you have to do, and it will help you explain your actions and activities to others. We named ours Bayne Street)

2. Establish a start date. (This is the day you will actively start working on your project. For the sake of this example, let's assume a start date beginning on July 7, 2008.)

3. Establish a realistic completion date. This is important. Give yourself enough time to work your plan effectively. (In this same example, let's assume an ending date on July 7, 2010.)

4. Re-state your goal with your starting time and ending time and how you will accomplish it. (For Example: Starting July 7, 2008 our goal is to increase our monthly income by $500.00 a month or save $500.00 a month by July 7, 2010. We will accomplish our goal by developing and implementing the following operational procedures.)

5. Devise operational procedures of what you will do and how you will do it in a timely and consistent manner. (This will help you stay on course and direct your ongoing daily or weekly activities.)

Your operational procedures might include, but are not be limited to the following:
  • Going to your home office or online virtual office for your business/es and learning all you can about the company/ies you are working with.
  • Thoroughly examing the support services your company/ies provide that will help you develop your business.
  • Reading and studying to improve your knowledge, skills and/or abilitiesyou feel you need it.
  • Setting target dates for specific activities.
  • Analyzing your local market to find more like-minded people.

Your overall operational strategy is your blueprint for completing your objectives and reaching your goal. Give this strategy serious thought. Revise it when needed to compensate for situations and circumstances you encounter that you did not foresee occuring.

6. Establish a work schedule. (Set aside time on a daily or weekly basis to work on your project.)

7. List the objectives that must be completed in order to make your goal a reality or complete your project. To complete your objectives as quickly as possible, it would be helpful to have a daily or weekly do list. Set a deadline to complete each objective. (Objectives are the activities and actions that must be completed in order to reach your goal or complete a project.)


Your objectives list may include but not be limited to the following:

1. Decide on a name for your business (if you want to go beyond an Ad Hoc Committee).
2. Get an Employer Identification Number (if you want to go beyond an Ad Hoc Committee).
3. Establish a business bank account, if you need one (if you want to go beyond an Ad Hoc Committee)
4. Decide on a legal structure {non profit, sole proprietor, corp, etc} (if you want to go beyond an Ad Hoc Committee).
5. Set an advertising budget (Committee or Legal)
6. Get a prospects list of likely people to approach or an opt-in list (Internet based only).
7. Find a hosting company (Internet based only).
8. Decide on a website or blog (Internet based only).

Sponsor or recruit our first person (networking enterprise) or complete our first sale (business enterprise). Establishing and completing objectives is an ongoing never ending process that involves, your spiritual, business, personal and family life. It can also help you amd members of your Committee improve themselves and how all of you relate and interact with each other and people in general. Self management by objectives is also a useful method to enhance personal and Committee strengths and improve or correct weaknesses.

Use the following formula to manage and complete your objectives

Start Date>>>Your Objective>>>State the Method Needed to Complete It>>>End Date

Below is an example of how this self management system works:

Start date: November 7, 2008
Your objective: Find products, services or programs that will earn or save participants $500.00 a month.
The method you will use: Investigate and research government and business programs that will accomplish these goals.
Completion date for your objective: March 7, 2009
  • Since objectives are relative and specific to a particular plan, and plans are specific to goals or projects. It is difficult to give you any real help with specific objectives in this section. We don't know how you have organized your business venture/s, or what your current lifestyle requirements are. Therefore, if you need help with your action plan.
  • Tell us about the goals or objectives of your Ad Hoc Committee. We will contact you by phone, regular mail, electronic mail or post it on this blog.

8. Divide your income goal or project into 30, 60, or 90 day intervals. (This will help you monitor your progress and measure your effectiveness on a regular basis.)

9. Reward yourself and Committee Members at periodic intervals when specific activities or objectives have been completed. This is necessary to deal with the ups and downs of daily life.)

If you like, you can write down the benefits you will receive from reaching your income goal. We prefer not to include this as a step, because we believe you already know the benefits, otherwise, you would not be involved in an Ad Hoc Committee that was formed to increase your monthly income. Some success gurus like to include "indentify obstacles" in their success programs. However, objectives are really only objectives to reached.

There are other elements you can add to your plans as well, but these are the ones you need to reach your income goal. Therefore, any steps, procedures, or guidelines that do not directly relate to accomplishing your goal are not needed, and should be discarded.

Additional Information and Support

Online Safety
Finding The Right People
Your Mind-Set - Key To Success Or Failure
How To Evaluate An Online Opportunity